Why The First $100K Is The Hardest (But The Next Is Easier)
“It’s a b—-, but you gotta do it,” legendary investor Charlie Munger said about your … Read more
Sergio Murphy
14 Brutal Ways Growing Up Poor Scrambled My Head
I used to apologize for taking up space in restaurants, even when I could actually … Read more
I’m 55 and Starting Over Financially – Here’s My Comeback Plan
At 55, Sarah thought her financial life was over after her divorce wiped out her … Read more
My “Boring” Newsletter Hit $240K ARR: The Simple Business Model Everyone Overlooks
My newsletter about B2B logistics compliance is ‘boring.’ It will never go viral on social … Read more
Why Your 2.5% Social Security Raise is Actually a 1.6% Pay Cut (And What to Do About It)
When you see the official 2025 Social Security raise announcement, you might feel… underwhelmed. The … Read more
I Made 47 Money Mistakes Before Age 30 – These 13 Nearly Ruined Me How
I lost $110,000 on my first house before I turned 26. Not because of a … Read more
I Made $50K from Side Hustles – Lost It All in 6 Months
The bank balance said $847. Six months earlier, it showed $52,000 from my side hustles. … Read more
I Cut My Expenses by 70% – Still Can’t Save Money (Here’s Why)
I canceled Netflix, meal-prepped for months, and moved to a cheaper apartment. My expenses dropped … Read more
I’m a Millennial with $300K in Savings – Here’s How I Did It
While 42% of older millennials have $100 or less in their savings accounts, I hit … Read more
I’m 28 and Can’t Afford a House – Here’s My Homeownership Plan B
At 28, I watched another house I could “almost” afford get snatched up by a … Read more