11 Hidden Fees Quietly Eating Your 401(k) (And How to Kill Each One)
Uncover the hidden fee structures eroding your 401(k) account balance over time, and learn concrete moves to lower expenses and protect your investment returns.
Jaden Barrett
15 Quiet Habits of Retirees Who Never Run Out of Money
Discover the essential cash flow habits and withdrawal strategies that help retirees protect their nest eggs and maintain financial independence.
Why I Moved 40% of My Portfolio to Cash (And You Should Too)
For the first time in my investing career, holding a massive cash position feels less … Read more
Why I Volunteered for a Bigger Tax Bill: My Case for Roth Conversions at 63
Voluntarily paying higher taxes in retirement sounds wrong. Here is why shifting traditional retirement funds to Roth accounts at 63 changed my future cash flow.
The Cheap Hobby That Turned Into a $70,000 Business at 64
Turn a small creative pastime into a sustainable income stream at any age with practical steps, realistic budgeting, and smart cash flow systems.
The 5-Year Roth Window Between Retiring and RMDs — It’s Worth Six Figures
Discover how the gap between retirement and required minimum distributions creates a powerful window to convert traditional savings to Roth accounts.
I Read 63 Retirement Books So You Don’t Have To — 11 Rules That Actually Held Up
I spent a year reading 63 books on retirement planning so you do not have to. Here are 11 rules that actually held up under real financial pressure.
The ‘5-3-1 Rule’: How Careful Retirees Survive a Crash Without Selling a Thing
Learn how the 5-3-1 rule protects retirement income during market downturns without forcing you to sell investments at a loss.
I’m 59 and Free With $1.8 Million: 11 Hard Lessons the First Year Taught Me
Reaching financial independence at 59 taught me that the numbers are only half the battle. Here are eight hard lessons from my first year of freedom.
I Interviewed 55 Retirees So You Don’t Have To — 12 Lessons That Save Real Money
I spent six months talking to 55 retirees about money, regret, and what actually works. Here are twelve practical lessons to reshape your financial life today.